Shotacon Mangas Non Gay

Medium and long-term

The field of operations of banks in financing medium term has been increasingly diversifying over the years until today to cover a considerable range heterogeneous potential customers.
Companies workers credit her both in the financing of housing, the so-called home financing, both industrial and commercial, is still that of the medium-term credit to the craftsmen and the agricultural sector.
forms also continued financing techniques to date have gone differentiating according to the area to which the loan is intended.
In summary, the range of alternatives of debt for which the applicant may use credit is as follows:

• the mortgage ;
• opening credit given timespan, the opening credit
• simple;
• the subsidy exchange (more rarely).

Article. 1813 of the Civil Code defines the mutual

a contract under which one party transfers to another a certain amount of money or other fungible things and the other is obligated to return as many things of the same kind and quality.

As you can see, under this general definition can be included among the countless calculator bank loans with the most different technical characteristics.
On the other hand, even after the nine articles that deal with aspects of the contract in question adds significant technical elements are likely to facilitate the legal distinction between mortgages and loans contracts between banks covered in the Civil Code in Art. 1842 et seq.
in bank management, however, the mortgage is a well-defined technical structure of the loan that is clearly different from other forms because of its specific characteristics.
In the economy of the banks, in fact, is a mortgage loan money to prolonged expiration, against which the beneficiary is obliged not only to the payment of interest, the gradual repayment of debt repayment with established together with the conclusion of the contract .
On the technical side, the mortgage provides for payment (usually in a solution) of the sum borrowed and the repayment under a repayment plan agreed with the borrower.
Such a plan may provide for repayment of the loan is a decreasing rate inclusive of deferred shares of capital constant and decreasing share of interest paid on the remaining debt is the repayment rate constants include deferred share capital increasing share of declining interest.
The timing of repayments can be paid monthly, quarterly, semiannual or annual basis.